Privacy Policy

Scope of our Privacy Policy and Protection of Personal Data

This privacy and personal data protection policy covers this website. Our team respects the user’s privacy and processes your personal data in accordance with the laws in force. The data will not be processed for any purpose other than those specified herein. Our team reserves the right to update or modify its Privacy Policy at any time, namely, in order to adapt it to legislative changes.

1. For what purposes are personal data collected from the User?

The data collected in the forms on the website are intended exclusively for the processing of user requests, and will not be used for any other processing.

2. Does our team use the personal data collected for Direct Marketing?

Our team will not use your personal data to send you any unsolicited mail whose content has not received your explicit consent.

3. Who has access to the User's personal data?

Creditudo does not disclose any personal data of its customers and users to third parties, without their consent, except when required by law.

4. Where is the User data stored?

Creditudo stores the data of its customers and users on its servers located in the European Union. These servers are protected and maintained in accordance with the highest security standards and in order to respect applicable privacy laws. If you wish to be removed from our database, you can exercise that right by contacting us through the various means available on the website.

5. Does Creditudo use cookies on its website?

The Creditudo website uses cookies in certain areas. Cookies are files that store information on the User’s hard drive or browser, allowing the website to recognize you and know that you have visited previously, and this information obtained is completely anonymous. The User can configure his browser to refuse cookies, but in this case, the website or parts of it may not work correctly. Cookies are used to monitor and analyze the use of the website, allowing Creditudo to provide the best user experience. Technical Cookies do not need prior authorization from the user. These cookies are used only for website usage analysis and statistics. One of the examples used by Creditudo is Google Analytics, you can always see your processing information: Privacy Policy

6. Third party websites – links

Creditudo may establish, on this website, hyperlinks (links) to other sites maintained and operated by third parties, which the user may decide to access and use, this access and use being the sole responsibility of the user.

Creditudo is not responsible for the content or use of the sites in question, nor of any sites linked to or referred to therein, nor in any way supports or subscribes to the respective content.

7. Exclusion of responsability

Creditudo will not be responsible, under contractual or non-contractual liability, for any direct or indirect damages, related, namely, to:

– Irregularities in the functioning or unavailability of the website;


– The incorrect use of the website or the information contained therein;


– Interception, modification or incorrect use of information transmitted to Creditudo or to the user;


– The loss or destruction of data;


– Any viruses or defects that may infect the computer, the network, other information technologies or any user assets, arising from accessing and using this site or importing the respective contents.

The exclusion of responsabilities covers Creditudo employees.

Terms of use - Conditions of Use

This website is owned by Acredito Unipessoal, Lda, registered at the Registo Comercial de Lisboa Commercial Registry under the unique registration number and legal person 516063375, headquartered at Rua Nuno Tristão nº 22-B 1º Esqº 2830-095 Barreiro, registered as Linked Credit Intermediary under No. 0005994 at Banco de Portugal, hereinafter referred to as Creditudo for short.

Access and use of Creditudo’s website are subject to these terms and conditions of use (hereinafter “Terms and Conditions”).


These Terms and Conditions also apply to all documents, information and data found on this website.


The use of this website, including access and navigation, is free and free, implying for the user the full compliance with these Terms and Conditions, being the user’s obligation to read and take notice.


Creditudo reserves the right, at any time and without the need for prior notice, to change these Terms and Conditions of use of its website, producing these changes with immediate effect. Thus, we advise that, whenever you want to access or use this website, consult its Terms and Conditions of use.


If you do not agree with these Terms and Conditions, the user must immediately cease any access or use of this website.

Informative Nature

Through this website, Creditudo intends to inform the user about the company, brand and about its products and services, as well as providing a means to request any clarifications.

The information contained in this website is for guidance and guidance only, and does not exempt you from consulting the terms and conditions applicable to Creditudo’s products and services.

Creditudo reserves the right to modify, complete or delete its products and services, as well as information about them, made available on this website, at all times.

Creditudo also reserves the right to suspend, temporarily or permanently, the availability of this website or parts of it, and may do so at any time, without the need for prior notice.

Although Creditudo endeavors to keep the information on this website correct and up-to-date, it cannot guarantee it, under which terms the information on this website may contain inaccuracies, errors or omissions.

Intellectual property

This website and its contents are protected by intellectual property rights owned by Creditudo (or which have been duly licensed).

Thus, all brands, logos, advertising slogans, texts, photographs, images, graphics, drawings are owned by Creditudo (or have been licensed in their favor), including without limiting the graphic design of the pages of its website, the entire selection and organization of content and the design of the website, computer programs, and any other content on this website protected by intellectual property rights.

The user may not reproduce, distribute, transmit, transfer, modify, publish, explore or in any way use the contents of this website, without prior written authorization from Creditudo.

Without prejudice to the above, the user will be able to view, import and print the information contained in this website and marked as “Information”, provided that he does it exclusively for his personal, private and non-commercial use, and must also reproduce any warning regarding intellectual property rights associated with them. The use of said information in violation of said will have the necessary legal consequences.

Applicable law and Jurisdiction

The Terms and Conditions of Use of this website are subject to Portuguese law. In order to settle any disputes related to these Terms and Conditions of Use, the courts of the district of Lisbon will be competent, with express waiver of any others.